How To Earn:

Travel or Rewards TD Credit Cards

Earn through your travel. Earn points on every purchase, and earn even more points for travel purchases made with your Card through ExpediaForTD.com. See Chart below to see the details about the rules for different Travel or rewards TD Credit Cards.

TD Cash Back Credit Cards

As simple as you know, earn Cash Back Dollars on every purchase with a TD Cash Back Credit Card, including TD Cash Back Visa Infinite Card and TD Cash Back Visa Card.

How To Redeem:

1.Use your points through ExpediaForTD.com

Expedia For TD is available exclusively to travel or rewards TD Credit Cardholders.

1. Redeem your points to pay for all or part of your trip.

2. During your planning of your travel, simply login to ExpediaForTD.com, and choose how many points you want to redeem and pay less.

3. Get Expedia’s Price Guarantee – Find a cheaper Flight + Hotel package within 24 hours of booking or a cheaper hotel rate up to 48 hours before check-in and Expedia will refund the difference.

2.Use your points through TDRewards.com

Choose participated online retailers and use your points to pay less while shopping online.

1. Login to TDRewards.com

2. Choose your favourite online retailers

3. Download the browser add-ons ONLY ONCE

4. Simply start shopping and add products into shopping cart

5. Choose how many points you want to redeem for this purchase

6. Make the payment

3.Redeem for products/gift cards through TDRewards.com directly

Choose product categories you prefer and use your points to pay less and purchase them directly.

1. Login to TDRewards.com

2. Choose the product category

3. Simply start shopping and add products into shopping cart

4. Choose how many points you want to redeem for this purchase

5. Make the payment

4. Pay down your travel or rewards TD Credit Card Account balance with the help of your points.

Redeem your points for a cash credit to your travel or rewards TD Credit Card Account

1. The redemption request takes 5-7 business days to process before the cash credit can be applied to your Account. You will receive a credit to your travel or rewards TD Credit Card Account. This credit will automatically be applied to your Account and can help pay down your outstanding balance.

2. You can edit or cancel a request to redeem points for a cash credit prior to 11:59PM EST on the day of you made the request. After this time deadline has passed, you cannot cancel the request and no edits can be made.

5.Redeem your points through HigherEdPoints.com for educational purposes

Whether you're a student yourself, or a relative or friend of one, you can redeem your points for education credits from HigherEdPoints to help fund education costs such as tuition and student loans.

1. Check HigherEdPoints.com to see if your student's or graduate's institution or loan program participates in the HigherEdPoints Program

2. Register your travel or rewards TD Credit Card at TDRewards.com or log in

3. Redeem your points to purchase education credits (in minimum $250 increments) from HigherEdPoints

4. Once you've made your purchase of education credits:

- You will receive a confirmation email from TDRewards.com with the Purchase # and Confirmation Code for each education credit you've purchased that you will need to use on HigherEdPoints.com

- You will also receive an email from HigherEdPoints advising you when your education credits are active and ready to be used. It can take up to 72 hours from the time you redeem your points to receive this email from HigherEdPoints.

5. Once your education credits are ready to use, go to HigherEdPoints.com and log in or create a free account

6. Follow the instructions on HigherEdPoints.com. You will also need the following information:

- The Purchase # and the Confirmation Code for each $250 education credit that you purchased using your points.

- Student's or Graduate’s first, middle and last name and date of birth;

- Name of the Student's or Graduate's participating institution or student loan program to which you wish to transfer the education credit(s);

- Student number for the Student or Graduate, or, the student loan account number